The Wealth Gap Calculator

Your landlord just had another good year.
With your money.

Two minutes. Honest math. See what renting costs you, and what ownership through reSpace would build instead.

Your numbers.

$1,000$6,000
3 years30 years
0%12%

Seattle 1BR average rent in 2026 is around $2,400. Seattle rents have grown 5 to 7 percent per year over the last decade. We use flat 4 percent appreciation on the reSpace side and amortized principal paydown on a 15-year in-house loan at 6.5 percent for the ownership comparison.

Your Wealth Gap

What ownership through reSpace would put in your pocket that renting does not.

$140,000

You will pay in rent $358,000
You will pay reSpace $244,000
Value of your suite at end $184,000
Principal paid down $60,000

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FAQ

Rent vs. own, answered.

What is the reSpace Wealth Gap Calculator?

A two-minute tool that shows what renting costs you in Seattle versus what owning a private suite through reSpace could build instead.

Is co-homeownership really cheaper than renting in Seattle?

reSpace homes start at $179,000, roughly what a one-bedroom rents for in Seattle. Instead of paying a landlord, you own a private suite and build wealth over time.

Why does renting cost more in the long run?

Rent builds nothing, every payment is gone. With ownership, your payments go toward a home you keep and can sell later.

How do I start owning with reSpace?

Join the waitlist. We match you with a home and walk you through the model, the math, and the financing.

Where does reSpace operate?

Seattle and the surrounding area, including Bellevue and Kirkland.